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Sault Ste. Marie, ON
Retire in 5 Years

Sagar

Retirement runway rebuilt. 3 units, 108% back, and it pays him every month.

The goal

Wanted to retire in 5 years and knew savings alone wouldn't get him there.

The numbers

Units built
3
Total invested
$960,000
Refinance out
$900,000
HST rebate
$96,000
Total capital back
$996,000
Monthly cashflow
$2,300/mo

108% of invested capital returned. Asset owned outright.

Month-by-month

  1. MONTH 0
    Remote-qualified from Sault Ste. Marie
  2. MONTH 1
    Windsor lot secured on his behalf
  3. MONTH 8
    Construction wrapped
  4. MONTH 9
    Fully tenanted
  5. MONTH 10
    Refinance: $900K back in the bank
  6. MONTH 12
    HST rebate: $96K. 108% capital returned.
Five years to retirement felt impossible. This changed the math completely.
Sagar, Sault Ste. Marie, ON

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